Craig Davis is an agent for Farmers Insurance and the owner of Craig Davis Family Insurance located at 27625 Jefferson, Suite 100, in Temecula. He may be reached at (951) 699-1776. cdavis@farmersagent.com.
October is National Fire Prevention Month, and as I sit here today writing this article on September 17th, we have three major fires that have been burning in our region, including our Southwest Riverside neighbors in Lake Elsinore that are dealing with the devastating Airport Fire. We won’t know the extent of the damage until […]
We are halfway through the summer here in California, and many of my friends, family, and insurance customers are spending quality time out on the water with their boats and water toys. Speedboats, ski boats, sail boats, fishing boats, cabin cruisers, pontoon boats, WaveRunners, Jet Skis, catamarans, yachts, and so many more. Unlike auto insurance, […]
I wrote an article for The Valley Business Journal a few months ago titled “Rising Insurance Rates and the California Fair Plan”. Rates are continuing to rise; insurance companies are still in moratoriums and/or leaving the Golden State altogether and many Californians are still being forced to seek coverage with new companies due to non-renewals […]
Several business owners make upgrades to buildings they rent from a landlord. In Commercial Property Insurance, these upgrades are called tenants improvements and betterments or TIBs. Part of the Building Tenants improvements and betterments are paid for by the tenant but become part of the building. Unless a contract states otherwise, the landlord generally obtains […]
If you drive a car, own a home or a business in California, you’ve more than likely noticed substantial premium increases, and in some cases, your insurance company has instituted a moratorium (pause) on new business, or even worse, they’ve left the state entirely. I have been in the insurance industry for thirty-seven years, over […]
I know that I’ve written several times about the importance of reviewing your insurance portfolio the past few years, but there have been so many changes, especially here in California, that it’s imperative that those of in the industry continue to remind our customers and the public. My agency recently celebrated our 33rd anniversary. I […]
Last month I wrote an article regarding the current state of insurance in California that pertained to the Property and Casualty market. There’s no doubt that the insurance industry is definitely going through some serious growing pains and major adjustments have been implemented with companies increasing rates and tightening their underwriting belts to try and […]
I’ve been working in the insurance industry for just over 36 years and coming up on 33 years as an agency owner. I have navigated my insurance agency through many changes in the industry over the years, including the Fire Insurance Moratorium in California following the Northridge Earthquake in 1994, when 93% of major insurance […]
You pride yourself on operating a safe, secure work environment where your employees can perform to the best of their ability while helping your business grow. Even in the most ideal circumstances, the reality is that accidents and illness still happen. This is especially true in the pandemic world we currently live in. A slip […]
If you own a home in Southwest Riverside County, or anywhere in California for that matter, you’ve likely been affected by fire line scores for your Fire Insurance/Homeowner policy. So, what is a fire line or wildfire score? The majority of California homes have a wildfire or fire line score, a property specific rating provided […]
