Generally, your personal auto insurance policy wasn’t designed to provide you with coverage when you are working as a rideshare driver with companies like Uber. And, rideshare companies’ full commercial liability coverage doesn’t apply until you accept a ride. With Farmers Rideshare, you can avoid a potential gap in coverage by extending your personal auto insurance […]
Craig Davis
Craig Davis is an agent for Farmers Insurance and the owner of Craig Davis Family Insurance located at 27625 Jefferson, Suite 100, in Temecula. He may be reached at (951) 699-1776. cdavis@farmersagent.com.
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Review Your Recreational Insurance
by Craig Davis
My Motor Home is used occasionally during the summer months and football season, otherwise it sits at a storage unit in Temecula the majority of the year. It’s easy to forget about keeping proper coverage on our recreational vehicles and toys, but it’s important not to neglect them and review the coverages with your insurance […]
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I wrote an article for The Valley Business Journal a year ago this month titled ‘The Importance of Reviewing Your Insurance’ and it basically stated the obvious, as your life changes, so should your policies. A change in marital status, birth of a child, new job or the purchase of a home are just a […]
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Let’s be honest…parenting a teenager these days is serious business, (what with the Internet, social media, smart phones, texting, and all that loud music!) and getting them ready for the road can be terrifying. So to help make your teen smarter behind the wheel plus help stop your hand from shaking as you hand over […]
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Effective January 1, 2017, California has amended the definition of an employee under Workers’ Compensation law and who can elect to be excluded from having workers’ compensation coverage. Specifically, an officer or member of the board of directors of a corporation must own at least 15 percent of the issued and outstanding stock of the […]
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Farmer’s has chosen Pets Best, a trusted leader in Pet Insurance to offer the following coverages: Accident & Illness Plans: Protect your pet by making sure that they’re covered for unexpected accidents and illnesses. Plans from Pets Best offer you comprehensive coverage for: Injuries Illnesses such as allergies and diabetes Surgeries Hereditary and congenital conditions […]
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While your day-to-day operations are complex, understanding Business insurance doesn’t have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance is required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount […]
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Life is unpredictable, and as much as you plan, there’s always something around the bend that never crossed your worried mind. If the unexpected occurs, do you have enough liability limits to protect your and your family’s assets the way you want? If you were found liable for an accident, would your current liability limits […]
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Facts About Earthquakes and Earthquake Insurance Rates for Earthquake insurance can vary significantly. Generally, in earthquake-prone areas, the cost of this insurance is relatively high. In other areas, it is relatively inexpensive. In California, Earthquake insurance is issued by an independent organization, the California Earthquake Authority (CEA). CEA policies are available through your agent. There […]
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Every weather expert predicted a fierce El Nino to hit Southern California this Winter, unfortunately we never received the needed precipitation. With that said, we don’t need experts to tell us that Fire Season will likely be arriving early this year, that’s evident by the recent wild fires burning in the Santa Barbara and Duarte […]